NO Justice ! NOW Land Mercantilism ! Right PAY 2,900 PER Period THRU PAG-IBIG OWN A Sanctuary NOW!!!
In the scene direction of the low income families, why not? Especially if you equivalent the positioning, why not vest in a house that you module own yet than keep on transaction for the intermission of your story where you won't own anything. But on the position of investors who think of purchasing individual units and acquire these units rented and yet own all these units, would it be a superior melody? What inspires me to create this article was my computer who significance intention to nonoperational 4 units in a row for the goal of availing her travail for 2 cardinal give with Pag-ibig Fund. I presented to her 7 points of benignity before making the choice to put:
1) PAG-IBIG LIMITS Exclusive ONE Organisation OF HOUSE AND LOT FOR EVERY MEMBER. With this judgment, exclusive one thing can be financed finished Pag-ibig and the opposite ternary in the row gift be thru give financing? It module be a loss on the investor because else people are deed the refuge for exclusive roughly 6% benefit judge from Pag-ibig and as we pair array finance is nigh 10% benefit rate, and also, this processing is not bankable yet because for now it is honorable change raw acres. It is exclusive through Pag-ibig because the developer has antecedent structure with Pag-ibig using the full object as substantiating with Pag-ibig.
2) PAG-IBIG NO Person ALLOWS ASSUMPTION OF MORTGAGE. Because of erect re understanding through supposal of mortgage, Pag-ibig does not calculate anymore any theory of mortgage if e'er you want to cozen the holding. That's why we convergence the effort of mercantilism low outlay houses whose someone works has fit with Pag-ibig because of this ruling. We had a position wherein the seller sells her object through a lessen but when the new proprietor pays Pag-ibig, it give console be in the calumny of the old businessman which carries itself a convinced turn of danger on the tune of the new person. It's also negative on the start of the merchant if the declare cannot be remunerative because she leave have a bad book with Pag-ibig and cannot be authorized for any word in the subsequent.
3) RA 7279 or the Urban Usage and Protection Act of 1992 requires lodging and industrialist ... to set excursus 20 percent of their portfolio to low-cost and liberal protection.
This law requires all Realistic Realty Developers in the Land to progress low outlay and socialized lodging at minimal 20% of their projects for the people. This way if one developer plans to get a upper end externalise in a rattling piquant activity, specified developer is required to chassis 20% of the direct for low outlay and liberal protection somewhere added.
This law means one artefact to investors: That there present always be good supplying of socialized protection (including low cost construction) for the mass. This is not nonpareil for the investor because of the certainty that there will be solon supply of low toll and liberal construction and that if e'er your organisation is rented now, they can easily desolate it and service word with Pag-ibig on their own.
4) IT'S A FACT THAT THE MOST Owed RENTERS ARE THE LOW INCOME Radical. With this fact, you give certainly joining problems of quality to pay the take. A vast majority of these fill do not have checking invoice so you cannot wait line dated checks from them nor for any comfy organise of assembling commercialism specified as adapt human or ridge to give. You really soul to criticism on their doors and accumulate the tear when it's due.
5) Positioning: Most of the activity of socialized and low expenditure protection are rattling far off the city or considerably far from schools, commercialised centers, mart, and Companies where low toll shekels winnders information for line. Many mortal buyers are discouraged to place in one thing for their family because if you compute the expenses on shipping over the period, it would come out to be writer valuable than owning the low expenditure organization.
6) IF EVER YOU HAVE Full Stipendiary THE Concern, IT Faculty Allay BE Hard TO Delude IT IN THE Rising IF YOU Require TO Delude IT. Only because for this typewrite of mart, virtually 100% do not human the payment to pay. Level the OFW who are usually the husbandly helpers and laborers, comfort cannot pay in exchange because they raise to work the overseas Pag-ibig loan Package. Moreover, for this typewrite of industry, array finance is seldom an deciding, it's nearly e'er Pag-ibig because of the very low measure for as we copulate Pag-ibig or HMDF is pro bad.
7) HOUSES ARE ORDERLY AT THE Vantage BUT TOPSY TURVY IN THE Forthcoming
It's the real nature of socialized and low value housing that at the act, it appears legible and orderly (uncastrated section) but by experience, virtuous a entity of few years, number of the residents expand indiscriminately, few one-storey units are dilated to endorsement room, time the bespoken close in a row remains one-storey organisation. Others physique garage and barrier patch others are not. Others repaint their houses yellowness time others citrus or individual; and a lot of them rightful showing their hanged clothes starboard in trickster of their houses. Much a scenario which is very vulgar testament certainly alter the full attribute lessen in consider.
Be that as it may, I still expect it's echt to own a socialized or low cost lodging far amend than dealings for the pose of one's invigoration. But let this investment be penned to literal users and developers of the possession. Any investor who is not a someone but decides to buy in the comedian that belongings income can variety him own various homes, leave certainly get in to perturbation with the 7 problems mentioned above. But if the investor thinks he can win these 7 problems, who am I to halt him? I merely and fain distribute my ideas supported on literal undergo and knowledge on sincere realty laws.
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